Mortgage Solutions That Actually Make Sense
Make confident decisions built for the today and tomorrow for homeowners and businesses.
Credit & Alternative Solutions
Assisting clients with credit challenges by identifying alternative lending pathways and developing a clear plan to transition back to traditional financing.
Mortgage Strategy & Planning
Providing forward-looking mortgage strategies that align with both short- and long-term financial objectives—not just today’s transaction.
Multi-Property & Portfolio Financing
Helping real estate investors structure financing across multiple properties to improve scalability, efficiency, and long-term portfolio performance.
Confused by the mortgage maze?
Whether you're buying your first home or investing in your next commercial property, the stress is real - and you're not alone.
You're facing rates, policies, paperwork and banks that don't seem to care. Every delay costs time and money. What you need is a clear path - guided by someone who knows both sides of the market.
That's where I step in.
✅ Residential & commercial loan solutions tailored to your goals
✅ Clarity on every option — so you can choose confidently
✅ Speed, transparency, and expert support from day one
✅ Clarity on every option — so you can choose confidently
✅ Speed, transparency, and expert support from day one
Wayman Cheng Mission Statement
Providing mortgage lending solutions with personal care, integrity and knowledge designed with foresight, strategy and clarity - for today and tomorrow.
Mortgage Refinance & Equity Access
Helping homeowners access equity for debt consolidation, renovations, investments, or major life expenses through strategic mortgage refinancing solutions.
First Time Home Buyers
Guiding first-time buyers through the mortgage process with clear advice, competitive options and tailored solutions designed to make home ownership achievable and become a reality.
Residential/Commercial/Business
Helping individuals, families, business owners and investors secure commercial financing solutions that support growth, cash flow, and long-term success.
Investment Properties
Providing mortgage solutions for rental and investment properties, helping investors unlock opportunities, optimize cash flow, and build sustainable real estate portfolios.
Land & Construction Financing
Supporting projects from land acquisition to final completion with specialized construction mortgage solutions, structured draw schedules, and strategic financing guidance.
Self-Employed & Non-Traditional
Mortgage solutions for business owners, contractors, and commission-based earners using lender programs designed for complex income profiles.
Cashflow / Debt Consolidation
Simplifying multiple debts into a single, manageable payment through mortgage restructuring designed to improve cash flow and overall financial stability.
Reverse Mortgage
Helping homeowners aged 55+ access home equity without regular mortgage payments, while maintaining ownership and flexibility in retirement.
Helping homeowners aged 55+ access home equity without regular mortgage payments, while maintaining ownership and flexibility in retirement.
Line of Credit
Providing flexible access to funds secured against your home or property, allowing you to borrow as needed while maintaining control over cash flow and interest costs.
Providing flexible access to funds secured against your home or property, allowing you to borrow as needed while maintaining control over cash flow and interest costs.
Contacts Info
RTC Mortgage
#A201A-9000 Bill Fox Way
Burnaby, BC V5J 5J3
MON-SAT 10AM - 7PM
SUN 11AM - 3PM
Why Wait? Book Your Free Consultation Today!
Look Forward To Supporting You!